Bongo converts only what you spend into local currency at the moment of purchase. Move a little or a lot — coffee today or a bigger purchase tomorrow — and keep the rest of your crypto trading.
With Bongo, you skip lockouts, re‑KYC loops, and surprise fees.
OLD WAY: Sell → Wait → Transfer → Hope it clears — and often pay extra for “instant” access.
Cryptocurrency is more than just an asset, it’s a currency. Start spending without the hassle of an asset.
Your privacy is our priority. We secure your data, expenses, and personal info.
BONGO WAY: Just spend. No pre‑liquidation. No bank daisy chain. Fast, efficient, flat 3%.
DeFi‑first custody: You control the private keys — not a centralized exchange.
Rotating Wallet IDs: Dynamic addressing helps reduce tracking and attack surface.
Advanced Key Cloaking: A proprietary, multi‑layer system that shards, masks, and contextually rotates key material to help mitigate targeted exfiltration and side‑channel risks — without compromising your ability to sign and spend.
With every Bongo purchase, you’re making history.
Use Bongo across the U.S., Latin America, Europe, Canada, and 180+ additional countries — anywhere Visa or Mastercard are accepted. No currency exchange kiosks or wire delays; just tap, swipe, or check out online with your Bongo card.
Is Bongo an exchange? — No. It’s a DeFi wallet + card that converts only what you spend at checkout.
Where can I use it? — At merchants in 183+ countries where Visa/Mastercard are accepted, online and in‑store.
What are the fees? — Flat 3% per transaction; no hidden “instant access” add‑ons.
Do I keep custody? — Yes. You hold the private keys. Advanced Key Cloaking adds protection without ceding control.
Can I spend only part of my crypto? — Yes. Fund your spending wallet; only convert what you need at checkout; the rest continues trading.
Does Bongo support cash withdrawals? — Cash access may be available where supported; availability varies by region and program.